Signal Tracker
FCA publishes final rules on Consumer Duty for retail lending products
The FCA confirmed updated Consumer Duty requirements for retail lending, effective Q3 2026. Key obligations include enhanced affordability disclosures and clearer communication of product fees at point of sale.
Revolut reports 72% YoY revenue growth; credit products now 31% of revenue
FY2025 results confirm Revolut's pivot toward credit. Personal loans and BNPL now contribute nearly a third of total revenue, up from 18% the prior year. International expansion remains the primary growth driver.
Stripe announces embedded lending pilot with 12 UK platform partners
Stripe Capital extends to UK SME platforms via API, enabling working-capital loans through existing software products. Pilot partners include three B2B SaaS platforms in logistics and retail.
Open Banking adoption reaches 11 million active users in the UK
OBIE data shows continued growth in active Open Banking users, with payment initiation services accounting for the fastest-growing use case, up 44% year on year.
Keeping up with market signals across news, regulatory filings, earnings calls, and competitor activity is a full-time job in itself. Most teams either miss important developments or spend significant time on manual monitoring that could be automated.
Designed an automated signal monitoring tool that ingests content from a defined set of sources and surfaces developments filtered by sector, geography, and strategic theme. Built the filtering logic around the kinds of signals that actually matter to strategy teams: regulatory shifts, competitor moves, leadership changes, product launches, and M&A activity. Focused on relevance filtering rather than volume, so the output is a curated feed, not a news dump.
A working signal feed interface displaying categorised alerts with source labels, headlines, dates, and relevance tags. Configurable by sector and geography. Designed to be checked once daily rather than monitored continuously.
Replaces an ad hoc manual monitoring process with a structured, automated one. Gives strategy teams confidence that they are not missing material developments without requiring continuous active attention.